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Next.js SaaS MVP rules: AGENTS.md, CLAUDE.md & Cursor rules

Free to copy. File formats checked against the official docs on Oct 19, 2026 (sources).

A SaaS MVP has three places where AI shortcuts hurt: auth, payments, and secrets. These rules keep the AI on the boring, safe path for all three.

Stack these rules assume: Next.js (App Router), TypeScript, a hosted auth provider, Stripe for payments. Different stack? Customize it in the generator.

Want the full step-by-step kit?

MVP Spec-to-Build Pack ($7): A fill-in 1-page spec, a landing page prompt, a 7-prompt build sequence in the right order, a "did I leak user data?" checklist, and cheap fix-it prompts.

Get the kit for $7 on Gumroad → See what's inside

or get all 5 kits for $25 (save $14) →

One markdown file, instant download. 7-day refund, no questions asked.

Quick start

  1. Copy the AGENTS.md below into your project's root folder.
  2. Fill in the three [bracketed] lines under "Project". Delete any rule that doesn't fit.
  3. Start your first chat with: "Read AGENTS.md and follow it for this whole session."

AGENTS.md (works across tools)

Read by OpenAI Codex, Cursor, GitHub Copilot, Claude Code (when there's no CLAUDE.md) and many other agents.

AGENTS.md
# AGENTS.md: Next.js SaaS MVP

Instructions for AI coding agents working on this project. Replace anything in [brackets].

## Project
- What it is: [one sentence: what you are building and who it is for]
- Stack: Next.js (App Router), TypeScript, a hosted auth provider, Stripe for payments
- Version 1 only needs to: [the ONE thing it must do]

## Commands
- Create the project: `npx create-next-app@latest`
- Run locally: `npm run dev`
- Production build (catches type errors): `npm run build`
- Lint: `npm run lint`

## Project rules
- Use the App Router (the app/ directory). Don't mix in the old pages/ router unless I ask.
- Never build our own password storage or session system. Use the auth provider we chose.
- Only variables prefixed NEXT_PUBLIC_ may be used in client components. Everything else stays server-side.
- Payments use Stripe Checkout or Stripe-hosted pages. Prices come from the server, never from the client.
- Run npm run build before saying a task is done.
- Keep v1 to the core loop: sign up, do the one main thing, pay. Ask before adding settings pages, teams, or admin panels.

## How to work
- Do one task per request. If my request is really several tasks, list them and do only the first.
- Before writing code, give a 3-line plan: what you'll change, which files, and how I'll test it.
- Make the smallest change that works. Don't refactor, rename, or reformat code I didn't ask about.
- Ask before adding a dependency, deleting or moving files, changing the data/database structure, or touching more than 3 files.
- If you're not sure a library, API, or setting exists in the version we use, say so and check the installed package or the docs instead of guessing.
- Never say something works unless you ran it or I confirmed it. Report errors exactly.
- Secrets (API keys, tokens, passwords) live only in environment variables or a .env file listed in .gitignore. Never print, hardcode, or commit them.
- Never run destructive commands (rm -rf, git reset --hard, force-push, dropping tables) without asking first.

## Finish every task with
1. What changed (list the files).
2. How to run or test it in under a minute, and what I should see.
3. A suggested git commit message.

Want the full step-by-step kit?

MVP Spec-to-Build Pack ($7): A fill-in 1-page spec, a landing page prompt, a 7-prompt build sequence in the right order, a "did I leak user data?" checklist, and cheap fix-it prompts.

Get the kit for $7 on Gumroad → See what's inside

or get all 5 kits for $25 (save $14) →

One markdown file, instant download. 7-day refund, no questions asked.

Why each rule exists

Use it as CLAUDE.md (Claude Code)

Pick one:

  1. Do nothing. Current Claude Code versions read AGENTS.md when the project has no CLAUDE.md. Run /memory in a session to check it loaded.
  2. Import it (best if you want Claude-only extras, or you're on an older Claude Code). Create CLAUDE.md next to AGENTS.md:
CLAUDE.md (imports AGENTS.md)
@AGENTS.md

## Claude Code
- Use plan mode before any change that touches more than 3 files.
  1. Claude only? Save the same AGENTS.md text as CLAUDE.md instead. Don't keep two separate copies; they drift apart.

Heads-up: if a project has both files and CLAUDE.md doesn't import AGENTS.md, Claude Code reads only CLAUDE.md by default. More in AGENTS.md vs CLAUDE.md.

Use it as Cursor rules (.cursor/rules/*.mdc)

Cursor reads AGENTS.md too, so the file above already works. If you prefer Cursor's own Project Rules, split it into two .mdc files. The .mdc extension and frontmatter are required; Cursor ignores plain .md files in .cursor/rules.

.cursor/rules/core.mdc
---
description: Project overview and working rules for Next.js SaaS MVP
alwaysApply: true
---

# Next.js SaaS MVP

Instructions for AI coding agents working on this project. Replace anything in [brackets].

## Project
- What it is: [one sentence: what you are building and who it is for]
- Stack: Next.js (App Router), TypeScript, a hosted auth provider, Stripe for payments
- Version 1 only needs to: [the ONE thing it must do]

## Commands
- Create the project: `npx create-next-app@latest`
- Run locally: `npm run dev`
- Production build (catches type errors): `npm run build`
- Lint: `npm run lint`

## How to work
- Do one task per request. If my request is really several tasks, list them and do only the first.
- Before writing code, give a 3-line plan: what you'll change, which files, and how I'll test it.
- Make the smallest change that works. Don't refactor, rename, or reformat code I didn't ask about.
- Ask before adding a dependency, deleting or moving files, changing the data/database structure, or touching more than 3 files.
- If you're not sure a library, API, or setting exists in the version we use, say so and check the installed package or the docs instead of guessing.
- Never say something works unless you ran it or I confirmed it. Report errors exactly.
- Secrets (API keys, tokens, passwords) live only in environment variables or a .env file listed in .gitignore. Never print, hardcode, or commit them.
- Never run destructive commands (rm -rf, git reset --hard, force-push, dropping tables) without asking first.

## Finish every task with
1. What changed (list the files).
2. How to run or test it in under a minute, and what I should see.
3. A suggested git commit message.

The project rules only attach when a matching file is in the chat (globs with alwaysApply: false). Want them on all the time? Change it to alwaysApply: true.

.cursor/rules/nextjs-saas-mvp.mdc
---
globs: app/**/*.tsx, app/**/*.ts, src/**/*.ts, src/**/*.tsx
alwaysApply: false
---

# Project rules: Next.js SaaS MVP

- Use the App Router (the app/ directory). Don't mix in the old pages/ router unless I ask.
- Never build our own password storage or session system. Use the auth provider we chose.
- Only variables prefixed NEXT_PUBLIC_ may be used in client components. Everything else stays server-side.
- Payments use Stripe Checkout or Stripe-hosted pages. Prices come from the server, never from the client.
- Run npm run build before saying a task is done.
- Keep v1 to the core loop: sign up, do the one main thing, pay. Ask before adding settings pages, teams, or admin panels.

Use either AGENTS.md or these .mdc files, not both, so you don't send the same rules twice. See Cursor rules vs AGENTS.md.

Use it in Lovable or Bolt

Browser builders don't read files from your computer, so paste the rules into the project's persistent instructions:

This version drops the Commands section, since the builder runs the project for you.

Project Knowledge (paste into Lovable or Bolt)
# Project rules: Next.js SaaS MVP

Instructions for AI coding agents working on this project. Replace anything in [brackets].

## Project
- What it is: [one sentence: what you are building and who it is for]
- Stack: Next.js (App Router), TypeScript, a hosted auth provider, Stripe for payments
- Version 1 only needs to: [the ONE thing it must do]

## Project rules
- Use the App Router (the app/ directory). Don't mix in the old pages/ router unless I ask.
- Never build our own password storage or session system. Use the auth provider we chose.
- Only variables prefixed NEXT_PUBLIC_ may be used in client components. Everything else stays server-side.
- Payments use Stripe Checkout or Stripe-hosted pages. Prices come from the server, never from the client.
- Run npm run build before saying a task is done.
- Keep v1 to the core loop: sign up, do the one main thing, pay. Ask before adding settings pages, teams, or admin panels.

## How to work
- Do one task per request. If my request is really several tasks, list them and do only the first.
- Before writing code, give a 3-line plan: what you'll change, which files, and how I'll test it.
- Make the smallest change that works. Don't refactor, rename, or reformat code I didn't ask about.
- Ask before adding a dependency, deleting or moving files, changing the data/database structure, or touching more than 3 files.
- If you're not sure a library, API, or setting exists in the version we use, say so and check the installed package or the docs instead of guessing.
- Never say something works unless you ran it or I confirmed it. Report errors exactly.
- Secrets (API keys, tokens, passwords) live only in environment variables or a .env file listed in .gitignore. Never print, hardcode, or commit them.
- Never run destructive commands (rm -rf, git reset --hard, force-push, dropping tables) without asking first.

## Finish every task with
1. What changed (list the files).
2. How to run or test it in under a minute, and what I should see.
3. A suggested git commit message.

Building this in a browser app builder? These rules work as Project Knowledge in both. Try Bolt · Try Lovable

Disclosure: the Bolt link is an affiliate (referral) link. If you sign up or buy through it, VibeKits may earn a commission at no extra cost to you. The Lovable link is a plain link. It never changes our pick.

Related

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